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About Me

Have you struggled with many attempts to get your finances under control? Perhaps you've tried various budgeting methods (like Mint, EveryDollar, or your handy Excel Spreadsheet) and it just isn't working for you. Maybe you've completed Dave Ramsey's "Financial Peace University" or talked about your finances with a pastor or mentor, and something still isn't working. Or, maybe you feel budgeting is too restrictive and you need a fresh perspective.

Perhaps you need a budget coach.

Throughout my early adulthood, I did not budget. I simply relied on the balance of my bank account to tell me if I could "afford" something. Relying on my bank balance was better than nothing, but it didn't give me a concrete way to prioritize my spending and saving goals. My accumulated savings quickly vanished without a budget. That changed once I started to budget using YNAB about 10 years ago. Despite various financial setbacks, I've been able to stay out of non-mortgage debt, save for the future, and give to others in need, all while using my YNAB budget. I can help you do the same.

What makes YNAB different? More than software, YNAB provides a unique and comprehensive methodology for managing personal finances.
The company is consistently regarded as a thought-leader in the personal finance industry, and the average YNAB user saves $600 within two months and $6,000 within one year. Many YNAB users benefit from working with a Certified YNAB Coach to lower the learning curve and get a foundational understanding of the YNAB methodology.

As a YNAB Certified Budgeting Coach, I can help you:

- Develop positive financial habits
- Reconcile your accounts
- Track income and expenses
- Save for your future
- Pay off your debts
- Give generously as you choose

I am also committed to treating clients with compassion, kindness, and respect regardless of their circumstances.

Let's chat over a no-cost, no-obligation call to see how I can help improve your finances for a better tomorrow.